Helzberg Diamonds from Comenity Bank Review

Helzberg Diamonds from Comenity Bank — all information about the credit card.

Updated December 18, 2023

Our Rating:

1.06 out of 5

Recommended credit score

Fair to Excellent (580-799)

Rewards Rate:

$25 Off $25 to use towards Holiday gifts with purchase on your Helzberg Diamonds Credit Card.

Intro Offer:

$100 Welcome Reward when you apply and are approved for the Helzberg Diamonds Credit Card.
$50 Off $249.99 with purchase on your Helzberg Credit Card, during your first year as a cardmember.

Annual Fee:

Purchase Intro APR:

Regular APR:

32.99% Variable

Balance Transfer APR:

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Comenity Bank Helzberg Diamonds Rewards Calculator

Show less details

Rate and fee information

Purchase Intro APR

Purchase APR

32.99% Variable

Intro Balance Transfer APR

Balance Transfers APR

APR for Cash Advances

How to Avoid Paying Interest

Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. If you do not, you will not get a grace period on purchases again until you pay the entire balance by the due date for two billing periods in a row.

Fees

Annual Fee

Return Payment

Up to $41

Late Payment

Up to $41

Pros & Cons

No Annual Fee

Balance transfers and cash advances are not available
High APR

Features

No Annual Fee
Fair Credit
Good Credit
Excellent Credit

About the issuer

Comenity Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

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Comenity Bank Helzberg Diamonds is an option for those, who need Classic features. With an APR of 32.99% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair to Excellent (580-799) credit score. With Comenity Bank Helzberg Diamonds you will get such features as No Annual Fee, Fair Credit, Good Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

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